How will the merger of HDFC Bank affect the account holders and borrowers? FD interest rate will also change?

HDFC Bank Merger: HDFC Bank and HDFC Finance will be merged next month. All the preparations related to this have been completed and approval has also been received. There are many questions in the minds of the customers of both regarding this merger. Let us know what changes will happen after the merger of these two and whether it will affect your loan and accounts or not?